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Rick Ward is a proud United States Army veteran, spending most of his military career overseas. Rick has spent the last 20 years developing world-class customer service, management, and consulting skills. Rick and his team conduct their mortgage business under a 4-H philosophy that includes being Hungry, Humble, Honest and Happy. With this foundation, Rick continues to grow his healthy referral-based business, keeping him sharp and on his toes to deliver beyond every customer's expectations.
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