MacDill AFBVA Lender

MacDill AFB
VA Lender
Tampa One Mortgage
Tampa One Mortgage

You are not just buying a home, you are buying a low stress, simple experience from a team they can trust. Our application process makes this easy on you and means you can get your loan approved faster with no headaches.

We are a hybrid lender with access to Wholesale rates. Unlike mortgage brokers, we keep everything in house from application to closing. With a bank you may be seen as just a number, our clients have access to our team outside of normal business hours and on weekends when you need to reach us or have questions.

Simple Process.
Honest Communication.
No Hidden Surprises.

Do you want to learn more about VA LOANS?

Loan Requirements

  • No money down to purchase a home
  • With a credit score as low as 620 you can still qualify
  • Guaranteed low rates
  • No mortgage insurance (automatically lower monthly payment)
  • Jumbo VA Loans go up to $1,500,000.00
  • In some cases, you can get approved immediately following a short sale
  • You can get approved just 2 years after a Bankruptcy and Foreclosure


  • Statement of Service Letter (see example here)
  • Clear copy of your Driver’s License or Green Card if not US Citizen.
  • Two or more current, consecutive pay stubs; to equal one full month of pay
  • Last two years of W-2’s or 1099’s
  • Last two years of complete tax returns with all schedules.
  • Two current months of bank statements on all accounts, including pages intentionally left blank

*Each mortgage is unique and depending on your situation (bankruptcy, citizenship, etc), other documentation may be required. Please call for free consultation.



The VA Loan is a federal loan offered to veterans, military members and qualified military spouses created to help families purchase or finance their home during the home buying process. Each loan is issued by a qualified VA lender that determines the rates, terms and conditions of the loan based on VA rules and guidelines.

The VA Home Loan was created in 1944 by the United States government to help returning service members finance and purchase for their families without needing excellent credit or a down payment.

Due to the housing market crisis that happened between 2008 and 2012, traditional home loans can be more difficult to obtain due to the requirements.


No down payment required.

Qualified borrowers can take advantage of a VA loan without putting down a down payment.


Federal Loans do not require Private Mortgage Insurance, reducing the overall costs associated with the loan.


PMI (Insurance Required)

Private Mortgage Insurance is required for any home buyer that finances 80% or more of their home.

Standard Qualification Procedures

All standard approval procedures must be followed which makes it more difficult for a homeowner to qualify for financing a home.