Marine Corps Recruit Depot Parris IslandVA Lender

Marine Corps Recruit Depot Parris Island
VA Lender
Gateway Mortgage
Gateway Mortgage

Gateway Mortgage is dedicated to providing an online and efficient process for active duty service members relocating to their next duty station. My team has helped many service members get approved for a mortgage prior to visiting the area and house shopping. Gateway Mortgage gives $5 to Folds of Honor for every loan closed totaling over $400,000 in the past three years creating 80 scholarships for family members of fallen and disabled veterans.

The Jack Little Team-Gateway Mortgage
Top 1% Mortgage Originators in America 2018 and 2019
Mortgage Executive Magazine
Jack Little Area Manager, NMLS 447801
South Carolina-Georgia
27 Towne Drive, Suite 301
Bluffton, SC 29907
(843) 321-8832 office • (843) 252-2250 mobile • (855) 410-7355 fax

Gateway Mortgage Group, a division of Gateway First Bank. Member FDIC. Equal Housing Lender. NMLS 7233. All loans subject to program guidelines and final underwriting approval. Contact local mortgage center for details. 27 Towne Drive, Suite 301 | Bluffton, SC 29910



The VA Loan is a federal loan offered to veterans, military members and qualified military spouses created to help families purchase or finance their home during the home buying process. It is a government-backed loan guaranteed by the U.S. Department of Veterans Affairs (VA). Each loan is issued by a qualified VA lender that determines the rates, terms and conditions of the loan based on VA rules and guidelines.

The VA Home Loan was created in 1944 by the United States government to help returning service members finance and purchase for their families without needing excellent credit or a down payment.

Due to the housing market crisis that happened between 2008 and 2012, traditional home loan lenders have made it more difficult to qualify for a home loan. VA Home Loans makes it easier for qualified service members to qualify for loan programs with very strict qualifications.


$0 No Money Down 

Qualified borrowers can take advantage of a VA loan without putting down a down payment.


Federal Loans do not require Private Mortgage Insurance, reducing the overall costs associated with the loan.

Competitive Interest Rates 

Lenders have more freedom to offer lower interest rates to home buyers due to being backed by the federal government.

Less Requirements 

In general, you can qualify for a VA Loan with fewer requirements, making it easier to get approved.


Up to 20% Down

Qualified borrowers are required to put down a payment of up to 20%.

PMI (Insurance Required)

Private Mortgage Insurance is required for any home buyer that finances 80% or more of their home.

Higher Interest Rates

Without any government guarantees, interest rates are usually higher to compensate for additional risks.

Standard Qualification Procedures

All standard approval procedures must be followed which makes it more difficult for a homeowner to qualify for financing a home.