TRICARE Standard

Through TRICARE Standard, you can seek care from any civilian health care provider, although some restrictions do apply. However, you are responsible for annual deductibles and cost-share amounts. A deductible is the cost of health care you are fully responsible for, before you can receive benefits through TRICARE.

Once you have met your deductible, your TRICARE benefits begin to help pay for your health care costs. At the beginning of each fiscal year (Oct. 1), you start a new deductible.

A “cost share” is the cost of health care you are responsible for. It is dependent upon your sponsor’s military status and pay grade. Your cost-share is usually based on a percentage of the Champus allowable charge. This option works best if you have other health insurance.

To be eligible for TRICARE Standard benefits, you do not need to enroll in any program. You must simply be eligible for Champus.