Housing allowance availability reviewed September 17, 2026
MCB Hawaii/ MCAS Kaneohe Bay Overseas Pay & BAH Information
Available military pay components for MCB Hawaii/ MCAS Kaneohe Bay, Hawaii. Housing uses BAH. Missing allowances make compensation totals unavailable.
Overseas Station Planner
Review pay, allowances, housing, and cost of living. Totals are unavailable when a required allowance is missing.
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Your Profile
Years of Service: 4
Number of Dependents: 0
Used for housing allowance dependency status and OCONUS COLA. Dependency status differs from whether family accompanies you.Housing Situation
Select a duty station above
Available Basic Pay, housing allowance, COLA, and BAS information will appear here.
About this tool: The Overseas Station Planner combines data from DFAS basic pay, housing allowance availability, OCONUS COLA, and exchange-rate context. Confirm current entitlements with your finance office.
MCB Hawaii/ MCAS Kaneohe Bay BAH
MCB Hawaii/ MCAS Kaneohe Bay uses Basic Allowance for Housing (BAH). Alaska and Hawaii are BAH locations. See the installation BAH page for rates by exact pay grade and dependency status.
View MCB Hawaii/ MCAS Kaneohe Bay BAH ratesMCB Hawaii/ MCAS Kaneohe Bay OCONUS COLA : Cost of Living
COLA Index
120
Cost Above US Baseline
Index Effective Date
July 16, 2025
OCONUS COLA is a non-taxable allowance that offsets higher overseas living costs. Your actual COLA amount depends on pay grade, years of service, and number of dependents. Source: DTMO, January 2026. Index updated multiple times per year.
Additional Allowances & Data Sources
| BAS (Enlisted) | $453/mo : tax-free. Source: DFAS, effective Jan 1, 2026. |
| BAS (Officer) | $312/mo : tax-free. Source: DFAS, effective Jan 1, 2026. |
| Basic Pay | DFAS 2026 pay tables (3.8% increase). Varies by grade and years of service. |
| BAH | MCB Hawaii/ MCAS Kaneohe Bay uses Basic Allowance for Housing (BAH). Alaska and Hawaii are BAH locations. See the installation BAH page for rates by exact pay grade and dependency status. |
| COLA Index | DTMO, January 2026. Updated multiple times per year based on local costs and exchange rates. |
Understanding Your Pay at MCB Hawaii/ MCAS Kaneohe Bay
MCB Hawaii/ MCAS Kaneohe Bay uses Basic Allowance for Housing (BAH). Alaska and Hawaii are BAH locations. See the installation BAH page for rates by exact pay grade and dependency status. You may also receive OCONUS COLA to help cover higher living costs.
How Housing Allowances Work
The biggest difference: BAH is a fixed monthly amount you keep regardless of your actual rent. OHA only reimburses what you actually pay, up to the rental ceiling. If your rent is below the OHA ceiling, you receive less than the maximum. If it exceeds the ceiling, you pay the difference out of pocket. OHA rates also fluctuate with the US Dollar exchange rate.
Tax Advantages at MCB Hawaii/ MCAS Kaneohe Bay
The planner treats Basic Pay as taxable and BAH, OCONUS COLA, and BAS as non-taxable. A tax-free percentage and civilian salary comparison require every allowance component.
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