Updated March 19, 2026 with Official DoD Rates
Andersen AFB Overseas Pay & OHA Rates 2026
Complete military compensation breakdown for Andersen AFB, Guam. See your OHA (housing allowance), OCONUS COLA, Basic Pay, BAS, and tax advantages — all from official DoD sources.
Overseas Station Planner
See your complete financial picture for any overseas duty station — pay, allowances, housing, and cost of living in one view.
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Years of Service: 4
Number of Dependents: 0
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About this tool: The Overseas Station Planner combines data from DFAS (basic pay), DTMO (OHA and OCONUS COLA), and current exchange rates to give you a complete financial picture for any overseas duty station. This replaces the need to visit 4–6 different .gov websites.
Andersen AFB OHA Rates by Pay Grade — 2026
Source: Defense Travel Management Office (DTMO), effective 2026. Rates in USD. Fluctuate with exchange rates.
| Pay Grade Tier | With Dep. Rent Ceiling | W/o Dep. Rent Ceiling | Utility Allow. | MIHA |
|---|---|---|---|---|
| E-1 to E-4 (Junior Enlisted) | $1,400 | $1,150 | $380 | $310 |
| E-5 to E-6 (NCO) | $1,600 | $1,350 | $420 | $340 |
| E-7 to E-9 (Senior NCO) | $1,850 | $1,550 | $460 | $380 |
| W-1 to W-3 (Warrant Officer) | $1,900 | $1,600 | $460 | $380 |
| W-4 to W-5 (Senior Warrant) | $2,050 | $1,750 | $490 | $410 |
| O-1 to O-3 (Company Grade) | $1,950 | $1,650 | $480 | $400 |
| O-4 to O-6 (Field Grade) | $2,350 | $1,950 | $540 | $450 |
| O-7+ (General/Flag Officer) | $2,900 | $2,450 | $620 | $520 |
How OHA works: Unlike BAH, OHA reimburses your actual rent up to the ceiling — not a fixed payment. If your rent is below the ceiling, you receive only what you pay. The Utility/Maintenance Allowance is a flat monthly amount regardless of actual utility costs. MIHA (Move-In Housing Allowance) is a one-time payment to help with security deposits and setup costs.
Andersen AFB OCONUS COLA — Cost of Living
COLA Index
122
Cost Above US Baseline
Index Effective Date
January 1, 2025
OCONUS COLA is a non-taxable allowance that offsets higher overseas living costs. Your actual COLA amount depends on pay grade, years of service, and number of dependents. Source: DTMO, January 2026. Index updated multiple times per year.
Additional Allowances & Data Sources
| BAS (Enlisted) | $453/mo — tax-free. Source: DFAS, effective Jan 1, 2026. |
| BAS (Officer) | $312/mo — tax-free. Source: DFAS, effective Jan 1, 2026. |
| Basic Pay | DFAS 2026 pay tables (3.8% increase). Varies by grade and years of service. |
| OHA Rates | DTMO, effective 2026. Rates fluctuate with currency exchange rates. |
| COLA Index | DTMO, January 2026. Updated multiple times per year based on local costs and exchange rates. |
Understanding Your Pay at Andersen AFB
When you PCS to Andersen AFB in Guam, your compensation package shifts from stateside allowances to overseas allowances. Instead of BAH, you receive OHA (Overseas Housing Allowance). You may also receive OCONUS COLA to help cover the higher cost of everyday goods and services.
OHA vs BAH at Andersen AFB
The biggest difference: BAH is a fixed monthly amount you keep regardless of your actual rent. OHA only reimburses what you actually pay, up to the rental ceiling. If your rent at Andersen AFB is below the OHA ceiling, you receive less than the maximum. If it exceeds the ceiling, you pay the difference out of pocket. OHA rates also fluctuate with the US Dollar exchange rate.
Tax Advantages at Andersen AFB
A major financial benefit of serving at Andersen AFB: OHA, OCONUS COLA, and BAS are all tax-free. Only your Basic Pay is subject to federal income tax. For a typical service member, this means roughly 40-60% of total compensation is non-taxable — a civilian would need to earn significantly more to match your take-home pay.
About Andersen AFB
Welcome to Andersen AFB, located within the village of Yigo in the United States territory of Guam. Andersen AFB was first built in 1944 and today serves approximately 2,085 active duty service members, 2,202 family members, 865 civilians, 436 contractors, and 2,366 retirees. We hope this guide assists you as you get settled in at your new posting and helps remove some of the stress of moving. Due to the ongoing novel coronavirus pandemic, many businesses, venues, and parks may be temporarily closed or operating under restricted hours. Therefore, a place we mention here may not currently be open or available for the time being. Where Is Andersen AFB? Google Map View Getting There – Andersen AFB Directions Entering Andersen AFB and Base Amenities Check-In Procedures for Incoming Personnel A...
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