With a VA loan — no down payment, no PMI — your monthly BAH can go toward a mortgage instead of a landlord's pocket. The median home near Rock Island Arsenal runs about $118,391.

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All Rock Island Arsenal BAH Rates by Pay Grade

Pay Grade	With Dependents	Without Dependents
Enlisted
E-1	$1,722	$1,389
E-2	$1,722	$1,389
E-3	$1,722	$1,389
E-4	$1,722	$1,389
E-5	$1,908	$1,476
E-6	$2,238	$1,680
E-7	$2,262	$1,728
E-8	$2,283	$1,980
E-9	$2,388	$2,073
Warrant Officer
W-1	$2,259	$1,695
W-2	$2,268	$1,977
W-3	$2,301	$2,085
W-4	$2,421	$2,238
W-5	$2,577	$2,262
Officer (Prior Enlisted)
O-1E (Prior Enlisted)	$2,265	$1,905
O-2E (Prior Enlisted)	$2,292	$2,052
O-3E (Prior Enlisted)	$2,448	$2,232
Officer
O-1	$1,956	$1,533
O-2	$2,235	$1,851
O-3	$2,298	$2,118
O-4	$2,628	$2,250
O-5	$2,868	$2,265
O-6	$2,892	$2,277
O-7	$2,910	$2,313

Official 2026 BAH rates for the ROCK ISLAND, IL Military Housing Area, effective January 1, 2026.

About Rock Island Arsenal

Army Community Service invites you into a world of education, opportunity and discovery while offering programs and services that promote self-reliance, resilience and stability during war and peace. Programs and services include readiness programs for employment, finances and relocation; family enrichment; information and referral; mobilization, deployment and support stability operations; new parent support; sexual harassment, assault reporting and prevention; the Soldier and Family Assistance Center; survivor outreach; and more. For a full list of ACS programs at Rock Island Arsenal, visit https://rockisland.armymwr.com/us/rockisland/programs/army-community-service . The Exceptional Family Member Program provides comprehensive support to family members with special needs. EFMP takes an...

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